Data Dictionary: Census 2000
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Survey: Census 2000
Data Source: U.S. Census Bureau
Universe: Specified owner-occupied housing units with a householder who is Native Hawaiian and Other Pacific Islander alone
Variable Details
HCT45E. Median Selected Monthly Owner Costs By Mortgage Status (NHPI Alone Householder)
Universe: Specified owner-occupied housing units with a householder who is Native Hawaiian and Other Pacific Islander alone
HCT045E001Housing units with a mortgage
Percent base:
None - percentages not computed
Aggregation method:
Median, using bracket table: HCT044E, interpolation method: Pareto
Relevant Documentation:
Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Median selected monthly owner costs
This measure divides the selected monthly owner costs distribution into two equal parts, one-half of the cases falling below the median selected monthly owner costs and one-half above the median. Medians are shown separately for units "with a mortgage" and for units "not mortgaged." Median selected monthly owner costs are computed on the basis of a standard distribution (see the "Standard Distributions" section under "Derived Measures"). Median selected monthly owner costs are rounded to the nearest whole dollar. (For more information on medians, see "Derived Measures".)

Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Mortgage Status
The data on mortgage status were obtained from answers to long-form questionnaire Items 47a and 48a, which were asked on a sample basis at owner-occupied housing units. "Mortgage" refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans.

A mortgage is considered a first mortgage if it has prior claim over any other mortgage or if it is the only mortgage on the property. All other mortgages, (second, third, etc.) are considered junior mortgages. A home equity loan is generally a junior mortgage. If no first mortgage is reported, but a junior mortgage or home equity loan is reported, then the loan is considered a first mortgage.

In most census data products, the tabulations for "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income in 1999" usually are shown separately for units "with a mortgage" and for units "not mortgaged." The category "not mortgaged" is comprised of housing units owned free and clear of debt.

Comparability
A question on mortgage status was included in the 1940 and 1950 censuses, but not in the 1960 and 1970 censuses. The item was reinstated in 1980 along with a separate question dealing with the existence of second or junior mortgages. In 1990, the mortgage status questions were asked of 1-family, owner-occupied housing units; mobile homes; and condominiums. In 1990, the answer categories for the second and junior mortgage question did not distinguish between a second mortgage and a home equity loan.

In Census 2000, the questions were asked at all owner-occupied housing units. In addition, the answer categories distinguished between a second mortgage and a home equity loan.

Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Native Hawaiian or Other Pacific Islander
A person having origins in any of the original peoples of Hawaii, Guam, Samoa, or other Pacific Islands. It includes people who indicate their race as "Native Hawaiian," "Guamanian or Chamorro," "Samoan," and "Other Pacific Islander."

Native Hawaiian
This category includes people who indicate their race as "Native Hawaiian" or who identify themselves as "Part Hawaiian" or "Hawaiian."

Guamanian or Chamorro
This category includes people who indicate their race as such, including written entries of Guam or Chamorro.

Samoan
This category includes people who indicate their race as "Samoan" or who identify themselves as American Samoan or Western Samoan.

Other Pacific Islander
This category includes people who provide a write-in response of a Pacific Islander group such as Carolinian; Chuukese (Trukese); Fijian; Kosraean; Melanesian; Micronesian; Northern Mariana Islander; Palauan; Papua New Guinean; Pohnpeian; Polynesian; Solomon Islander; Tahitian; Tokelauan; Tongan; Yapese; or Other Pacific Islander, specified and Other Pacific Islander, not specified.