Data Dictionary: Census 2000
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Survey: Census 2000
Data Source: U.S. Census Bureau
Universe: Specified owner-occupied housing units
Variable Details
H119. Imputation Of Mortgage Status
Universe: Specified owner-occupied housing units
H119001Specified owner-occupied housing units
Percent base:
None - percentages not computed (variable is table universe)
Aggregation method:
Addition
Relevant Documentation:
Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Imputation
When information is missing or inconsistent, the Census Bureau uses a method called imputation to assign values. Imputation relies on the statistical principle of "homogeneity," or the tendency of households within a small geographic area to be similar in most characteristics. For example, the value of "rented" is likely to be imputed for a housing unit not reporting on owner/renter status in a neighborhood with multiunits or apartments where other respondents reported "rented" on the census questionnaire. In past censuses, when the occupancy status or the number of residents was not known for a housing unit, this information was imputed.

Internet Questionnaire Assistance (IQA)
An operation which allows respondents to use the Census Bureau's Internet site to (1) ask questions and receive answers about the census form, job opportunities, or the purpose of the census and (2) provide responses to the short form.

Interpolation
Interpolation frequently is used in calculating medians or quartiles based on interval data and in approximating standard errors from tables. Linear interpolation is used to estimate values of a function between two known values. Pareto interpolation is an alternative to linear interpolation. In Pareto interpolation, the median is derived by interpolating between the logarithms of the upper and lower income limits of the median category. It is used by the Census Bureau in calculating median income within intervals wider than $2,500.

Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Mortgage Status
The data on mortgage status were obtained from answers to long-form questionnaire Items 47a and 48a, which were asked on a sample basis at owner-occupied housing units. "Mortgage" refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans.

A mortgage is considered a first mortgage if it has prior claim over any other mortgage or if it is the only mortgage on the property. All other mortgages, (second, third, etc.) are considered junior mortgages. A home equity loan is generally a junior mortgage. If no first mortgage is reported, but a junior mortgage or home equity loan is reported, then the loan is considered a first mortgage.

In most census data products, the tabulations for "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income in 1999" usually are shown separately for units "with a mortgage" and for units "not mortgaged." The category "not mortgaged" is comprised of housing units owned free and clear of debt.

Comparability
A question on mortgage status was included in the 1940 and 1950 censuses, but not in the 1960 and 1970 censuses. The item was reinstated in 1980 along with a separate question dealing with the existence of second or junior mortgages. In 1990, the mortgage status questions were asked of 1-family, owner-occupied housing units; mobile homes; and condominiums. In 1990, the answer categories for the second and junior mortgage question did not distinguish between a second mortgage and a home equity loan.

In Census 2000, the questions were asked at all owner-occupied housing units. In addition, the answer categories distinguished between a second mortgage and a home equity loan.