A housing unit is owner occupied if the owner or co-owner lives in the unit even if it is mortgaged or not fully paid for. The owner or co-owner must live in the unit and usually is Person 1 on the questionnaire. The unit is "Owned by you or someone in this household with a mortgage or loan" if it is being purchased with a mortgage or some other debt arrangement, such as a deed of trust, trust deed, contract to purchase, land contract, or purchase agreement. The unit is also considered owned with a mortgage if it is built on leased land and there is a mortgage on the unit. Mobile homes occupied by owners with installment loans balances are also included in this category.

A housing unit is "Owned by you or someone in this household free and clear (without a mortgage or loan)" if there is no mortgage or other similar debt on the house, apartment, or mobile home including units built on leased land if the unit is owned outright without a mortgage.

The tenure item on the Census 2000 questionnaire distinguishes between units owned with a mortgage or loan and those owned free and clear. In the sample data products, as in the 100-percent products, the tenure item provides data for total owner-occupied units. Detailed information that identifies mortgaged and nonmortgaged units are provided in other sample housing matrices. (For more information, see discussion under "Mortgage Status," "Selected Monthly Owner Costs," and "Selected Monthly Owner Costs as a Percentage of Household Income in 1999.")

All occupied housing units that are not owner occupied, whether they are rented for cash rent or occupied without payment of cash rent, are classified as renter occupied. "No cash rent" units are separately identified in the rent tabulations. Such units are generally provided free by friends or relatives or in exchange for services, such as resident manager, caretaker, minister, or tenant farmer. Housing units on military bases also are classified in the "No cash rent" category. "Rented for cash rent" includes units in continuing care, sometimes called life care arrangements. These arrangements usually involve a contract between one or more individuals and a service provider guaranteeing the individual shelter, usually a house or apartment, and services, such as meals or transportation to shopping or recreation. (For more information, see "Meals Included in Rent.")

Data on tenure have been collected since 1890. For 1990, the response categories were expanded to allow the respondent to report whether the unit was owned with a mortgage or loan, or free and clear (without a mortgage). The distinction between units owned with a mortgage and units owned free and clear was added in 1990 to improve the count of owner-occupied units. Research after the 1980 census indicated some respondents did not consider their units owned if they had a mortgage. In Census 2000, we continued with the same tenure categories used in the 1990 census.

This is a 1-unit structure detached from any other house; that is, with open space on all four sides. Such structures are considered detached even if they have an adjoining shed or garage. A 1-family house that contains a business is considered detached as long as the building has open space on all four sides. Mobile homes to which one or more permanent rooms have been added or built also are included.

This is a 1-unit structure that has one or more walls extending from ground to roof separating it from adjoining structures. In row houses (sometimes called townhouses), double houses, or houses attached to nonresidential structures, each house is a separate, attached structure if the dividing or common wall goes from ground to roof.

These are units in structures containing 2 or more housing units, further categorized as units in structures with 2, 3 or 4, 5 to 9, 10 to 19, 20 to 49, and 50 or more units.

Both occupied and vacant mobile homes to which no permanent rooms have been added are counted in this category. Mobile homes used only for business purposes or for extra sleeping space and mobile homes for sale on a dealers lot, at the factory, or in storage are not counted in the housing inventory. In 1990, the category was "mobile home or trailer."

This category is for any living quarters occupied as a housing unit that does not fit in the previous categories. Examples that fit in this category are houseboats, railroad cars, campers, and vans.

Data on units in structure have been collected since 1940 and on mobile homes and trailers since 1950. In 1970 and 1980, these data were shown only for year-round housing units. A category of "other" was used in 1990, but this category was greatly overstated. It was replaced by "Boat, RV, van, etc." in Census 2000. A similar category, "Boat, tent, van, etc." was used in 1980. In Census 2000, this question was asked on a sample basis. In 1990 and prior to 1980, the unit in structure question was asked on a 100-percent basis. In 1980, data on units at address were collected on a 100-percent basis and data on units in structure were collected on a sample basis. The 1980 data on "units at address" should not be used a proxy for "units in structure" because some multiunit buildings had more than one street address.