Data Dictionary - ACS 2010 (1-Year Estimates) - American Community Survey 2010

Data Dictionary:

ACS 2010 (1-Year Estimates)

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Survey: ACS 2010 (1-Year Estimates)

Data Source:

U.S. Census Bureau

Data set: American Community Survey 2010 (ACS10)

Table:

B992522. Imputation of Mortgage Status and Selected Monthly Owner Costs [7]

Universe: Universe: Owner-occupied housing units

Table Details

B992522.

Imputation of Mortgage Status and Selected Monthly Owner Costs

Universe: Universe: Owner-occupied housing units

Variable	Label
B992522001	Total
B992522002	Housing Units with a Mortgage
B992522003	One or More Items Imputed
B992522004	No Items Imputed
B992522005	Housing Units Without a Mortgage
B992522006	One or More Items Imputed
B992522007	No Items Imputed

Relevant Documentation:

Excerpt from:	Social Explorer; U.S. Census Bureau; American Community Survey 2010 Summary File: Technical Documentation.
	ACS 2010-1yr Summary File: Technical Documentation -> Appendix A. Supplemental Documentation -> 2010 Subject Definitions -> Quality Measures -> Imputation Rates

Imputation Rates

Missing data for a particular question or item is called item nonresponse. It occurs when a respondent fails to provide an answer to a required item. The ACS also considers invalid answers as item nonresponse. The Census Bureau uses imputation methods that either use rules to determine acceptable answers or use answers from similar housing units or people who provided the item information. One type of imputation, allocation, involves using statistical procedures, such as within-household or nearest neighbor matrices populated by donors, to impute for missing values.

Overall Person Characteristic Imputation Rate

This rate is calculated by adding together the weighted number of allocated items across a set of person characteristics, and dividing by the total weighted number of responses across the same set of characteristics.

Overall Housing Characteristic Imputation Rate

This rate is calculated by adding together the weighted number of allocated items across a set of household and housing unit characteristics, and dividing by the total weighted number of responses across the same set of characteristics.
These rates give an overall picture of the rate of item nonresponse for a geographic area.

Appendix A. Field of Degree Classification

Five-Group Classification	Fifteen-Group Classification	Examples
Science and Engineering	Computers, Mathematics and Statistics	Computer Science, Mathematics, General Statistics
	Biological, Agricultural, and Environmental Sciences	Cellular and Molecular Biology, Soil Sciences, Natural Resource Management
	Physical and Related Sciences	Physics, Organic chemistry, Astronomy
	Psychology	Psychology, Counseling, Child psychology
	Social Sciences	Criminology, Sociology, Political Science
	Engineering	Chemical Engineering, Thermal engineering, Electrical engineering
	Multidisciplinary Studies	Nutritional science, Cognitive science, Behavioral science
Science and Engineering Related	Science and Engineering Related	Pre-Med, Physical therapy, Mechanical engineering technology
Business	Business	Business administration, Accounting, Human resources development
Education	Education	Early childhood education, Higher education administration, Special education
Arts, Humanities, and Other	Literature and Languages	English, Foreign language and literature, Spanish
	Liberal Arts and History	Philosophy, Theology, American history
	Visual and Performing Arts	Interior design, Dance, Voice
	Communications	Mass communications, Journalism, Public relations
	Other	Public Administration, Pre-law, Kinesiology

Four Main Group Classifications and Thirty-Nine Subgroup Classifications of Languages Spoken at Home with Illustrative Examples

Four Main Group Classifications	Thirty-Nine Subgroup Classifications
Spanish	Spanish or Spanish Creole Examples: Ladino, Pachuco
Other Indo-European languages	French
	Examples: Cajun, Patois
	French Creole
	Examples: Haitian Creole
	Italian
	Portuguese or Portuguese Creole Examples: Papia Mentae
	German
	Example: Luxembourgian
	Yiddish
	Other West Germanic languages
	Examples: Dutch, Pennsylvania Dutch, Afrikaans
	Scandinavian languages
	Examples: Danish, Norwegian, Swedish
	Greek
	Russian
	Polish
	Serbo-Croatian
	Examples: Croatian, Serbian
	Other Slavic languages
	Examples: Czech, Slovak, Ukrainian
	Armenian
	Persian
	Gujarati
	Hindi
	Urdu
	Other Indic languages
	Examples: Bengali, Marathi, Punjabi, Romany
	Other Indo-European languages
	Examples: Albanian, Gaelic, Lithuanian, Romanian
Asian and Pacific Island languages	Chinese
	Examples: Cantonese, Formosan, Mandarin
	Japanese
	Korean
	Mon-Khmer, Cambodian
	Hmong
	Thai
	Laotian
	Vietnamese
	Other Asian languages
	Examples: Dravidian languages (Malayalam, Telugu, Tamil), Turkish
	Tagalog
	Other Pacific Island languages
	Examples: Chamorro, Hawaiian, Ilocano, Indonesian, Samoan
All other languages	Navajo
	Other Native North American languages
	Examples: Apache, Cherokee, Dakota, Pima, Yupik
	Hungarian
	Arabic
	Hebrew
	African languages
	Examples: Amharic, Ibo, Yoruba, Bantu, Swahili, Somali
	Other and unspecified languages
	Examples: Syriac, Finnish, Other languages of the Americas, not reported

Poverty Factors and Thresholds

The 2010 Poverty Factors:

Interview Month	Poverty Factors
January	2.22296
February	2.22775
March	2.23167
April	2.23592
May	2.24004
June	2.24377
July	2.24574
August	2.24803
September	2.25017
October	2.25231
November	2.25449
December	2.25663

Poverty Thresholds in 1982, by Size of Family and Number of Related Children Under 18 Years Old (Dollars)

Size of family unit	Related children under 18 years
	None	One	Two	Three	Four	Five	Six	Seven	Eight or more
One person (unrelated individual)
Under 65 years	5,019
65 years and over	4,626
Two persons
Householder under 65 years	6,459	6,649
Householder 65 years and over	5,831	6,624
Three persons	7,546	7,765	7,772
Four persons	9,950	10,112	9,783	9,817
Five persons	11,999	12,173	11,801	11,512	11,336
Six persons	13,801	13,855	13,570	13,296	12,890	12,649
Seven persons	15,879	15,979	15,637	15,399	14,955	14,437	13,869
Eight persons or more	17,760	17,917	17,594	17,312	16,911	16,403	15,872	15,738
Nine persons or more	21,364	21,468	21,183	20,943	20,549	20,008	19,517	19,397	18,649

Source: U.S. Census Bureau

Race Combination and Median Standard Distribution

Two or More Races (57 Possible Specified Combinations)

White; Black or African American
White; American Indian and Alaska Native
White; Asian
White; Native Hawaiian and Other Pacific Islander
White; Some other race
Black or African American; American Indian and Alaska Native
Black or African American; Asian
Black or African American; Native Hawaiian and Other Pacific Islander
Black or African American; Some other race
American Indian and Alaska Native; Asian
American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander
American Indian and Alaska Native; Some other race
Asian; Native Hawaiian and Other Pacific Islander
Asian; Some other race
Native Hawaiian and Other Pacific Islander; Some other race
White; Black or African American; American Indian and Alaska Native
White; Black or African American; Asian
White; Black or African American; Native Hawaiian and Other Pacific Islander
White; Black or African American; Some other race
White; American Indian and Alaska Native; Asian
White; American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander
White; American Indian and Alaska Native; Some other race
White; Asian; Native Hawaiian and Other Pacific Islander
White; Asian; Some other race
White; Native Hawaiian and Other Pacific Islander; Some other race
Black or African American; American Indian and Alaska Native; Asian
Black or African American; American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander
Black or African American; American Indian and Alaska Native; Some other race
Black or African American; Asian; Native Hawaiian and Other Pacific Islander
Black or African American; Asian; Some other race
Black or African American; Native Hawaiian and Other Pacific Islander; Some other race
American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander
American Indian and Alaska Native; Asian; Some other race
American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander; Some other race
Asian; Native Hawaiian and Other Pacific Islander; Some other race
White; Black or African American; American Indian and Alaska Native; Asian
White; Black or African American; American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander
White; Black or African American; American Indian and Alaska Native; Some other race
White; Black or African American; Asian; Native Hawaiian and Other Pacific Islander
White; Black or African American; Asian; Some other race
White; Black or African American; Native Hawaiian and Other Pacific Islander; Some other race
White; American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander
White; American Indian and Alaska Native; Asian; Some other race
White; American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander; Some other race
White; Asian; Native Hawaiian and Other Pacific Islander; Some other race
Black or African American; American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander
Black or African American; American Indian and Alaska Native; Asian; Some other race
Black or African American; American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander; Some other race
Black or African American; Asian; Native Hawaiian and Other Pacific Islander; Some other race
American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander; Some other race
White; Black or African American; American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander
White; Black or African American; American Indian and Alaska Native; Asian; Some other race
White; Black or African American; American Indian and Alaska Native; Native Hawaiian and Other Pacific Islander; Some other race
White; Black or African American; Asian; Native Hawaiian and Other Pacific Islander; Some other race
White; American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander; Some other race
Black or African American; American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander; Some other race
White; Black or African American; American Indian and Alaska Native; Asian; Native Hawaiian and Other Pacific Islander; Some other race

Median Standard Distributions

In order to provide consistency in the values within and among data products, standard distributions from which medians and quartiles are calculated are used for the American Community Survey. Standard Distribution for Median Age:

[116 data cells]
Under 1 year
1 year
2 years
3 years
4 years
5 years
.
.
.
112 years
113 years
114 years
115 years and over
Standard Distribution for Median Age at First Marriage:
[9 cells]
5 to 9 years
10 to 14 years
15 to 19 years
20 to 24 years
25 to 29 years
30 to 34 years
35 to 39 years
40 to 44 years
45 to 49 years
Standard Distribution for Median Agricultural Crop Sales:
[5 data cells]
Less than $1,000
$1,000 to $2,499
$2,500 to $4,999
$5,000 to $9,999
$10,000 or more

Standard Distribution for Median Bedrooms:
[9 data cells]
No bedroom
1 bedroom
2 bedrooms
3 bedrooms
4 bedrooms
5 bedrooms
6 bedrooms
7 bedrooms
8 or more bedrooms
Standard Distribution for Median Condominium Fees:
[15 data cells]
Less than $50
$50 to $99
$100 to $199
$200 to $299
$300 to $399
$400 to $499
$500 to $599
$600 to $699
$700 to $799
$800 to $899
$900 to $999
$1,000 to $1,249
$1,250 to $1,499
$1,500 to $1,749
$1,750 or more
Standard Distribution for Median Contract Rent/Quartile Contract Rent/Rent Asked/Gross Rent:
[23 data cells]
Less than $100
$100 to $149
$150 to $199
$200 to $249
$250 to $299
$300 to $349
$350 to $399
$400 to $449
$450 to $499
$500 to $549
$550 to $599
$600 to $649
$650 to $699
$700 to $749
$750 to $799
$800 to $899
$900 to $999
$1,000 to $1,249
$1,250 to $1,499
$1,500 to $1,999
$2,000 to $2,499
$2,500 to $2,999
$3,000 or more
Standard Distribution for Duration of Current Marriage:
[101 data cells]
Under 1 year
1 year
2 years
3 years
4 years
5 years
.
.
.
97 years
98 years
99 years
100 years and over
Standard Distribution for Median Earnings and Median Income (Individuals):
[101 data cells]
Less than $2,500
$2,500 to $4,999
$5,000 to $7,499
$7,500 to $9,999
$10,000 to $12,499
$12,500 to $14,999
$15,000 to $17,499
$17,500 to $19,999
$20,000 to $22,499
$22,500 to $24,999
$500 to $549
$550 to $599
$600 to $649
$650 to $699
$700 to $749
$750 to $799
$800 to $899
$900 to $999
$1,000 to $1,249
$1,250 to $1,499
$1,500 to $1,999
$2,000 to $2,499
$2,500 to $2,999
$3,000 or more
Standard Distribution for Duration of Current Marriage:
[101 data cells]
Under 1 year
1 year
2 years
3 years
4 years
5 years
.
.
.
97 years
98 years
99 years
100 years and over
Standard Distribution for Median Earnings and Median Income (Individuals):
[101 data cells]
Less than $2,500
$2,500 to $4,999
$5,000 to $7,499
$7,500 to $9,999
$10,000 to $12,499
$12,500 to $14,999
$15,000 to $17,499
$17,500 to $19,999
$20,000 to $22,499
$22,500 to $24,999
$140,000 to $142,499
$142,500 to $144,999
$145,000 to $147,499
$147,500 to $149,999
$150,000 to $152,499
$152,500 to $154,999
$155,000 to $157,499
$157,500 to $159,999
$160,000 to $162,499
$162,500 to $164,999
$165,000 to $167,499
$167,500 to $169,999
$170,000 to $172,499
$172,500 to $174,999
$175,000 to $177,499
$177,500 to $179,999
$180,000 to $182,499
$182,500 to $184,999
$185,000 to $187,499
$187,500 to $189,999
$190,000 to $192,499
$192,500 to $194,999
$195,000 to $197,499
$197,500 to $199,999
$200,000 to $202,499
$202,500 to $204,999
$205,000 to $207,499
$207,500 to $209,999
$210,000 to $212,499
$212,500 to $214,999
$215,000 to $217,499
$217,500 to $219,999
$220,000 to $222,499
$222,500 to $224,999
$225,000 to $227,499
$227,500 to $229,999
$230,000 to $232,499
$232,500 to $234,999
$235,000 to $237,499
$237,500 to $239,999
$240,000 to $242,499
$242,500 to $244,999
$245,000 to $247,499
$247,500 to $249,999
$250,000 or more
$140,000 to $142,499
$142,500 to $144,999
$145,000 to $147,499
$147,500 to $149,999
$150,000 to $152,499
$152,500 to $154,999
$155,000 to $157,499
$157,500 to $159,999
$160,000 to $162,499
$162,500 to $164,999
$165,000 to $167,499
$167,500 to $169,999
$170,000 to $172,499
$172,500 to $174,999
$175,000 to $177,499
$177,500 to $179,999
$180,000 to $182,499
$182,500 to $184,999
$185,000 to $187,499
$187,500 to $189,999
$190,000 to $192,499
$192,500 to $194,999
$195,000 to $197,499
$197,500 to $199,999
$200,000 to $202,499
$202,500 to $204,999
$205,000 to $207,499
$207,500 to $209,999
$210,000 to $212,499
$212,500 to $214,999
$215,000 to $217,499
$217,500 to $219,999
$220,000 to $222,499
$222,500 to $224,999
$225,000 to $227,499
$227,500 to $229,999
$230,000 to $232,499
$232,500 to $234,999
$235,000 to $237,499
$237,500 to $239,999
$240,000 to $242,499
$242,500 to $244,999
$245,000 to $247,499
$247,500 to $249,999
$250,000 or more
$5,000 to $7,499
$7,500 to $9,999
$10,000 to $12,499
$12,500 to $14,999
$15,000 to $17,499
$17,500 to $19,999
$20,000 to $22,499
$22,500 to $24,999
$25,000 to $27,499
$27,500 to $29,999
$30,000 to $32,499
$32,500 to $34,999
$35,000 to $37,499
$37,500 to $39,999
$40,000 to $42,499
$42,500 to $44,999
$45,000 to $47,499
$47,500 to $49,999
$50,000 to $52,499
$52,500 to $54,999
$55,000 to $57,499
$57,500 to $59,999
$60,000 to $62,499
$62,500 to $64,999
$65,000 to $67,499
$67,500 to $69,999
$70,000 to $72,499
$72,500 to $74,999
$75,000 to $77,499
$77,500 to $79,999
$80,000 to $82,499
$82,500 to $84,999
$85,000 to $87,499
$87,500 to $89,999
$90,000 to $92,499
$92,500 to $94,999
$95,000 to $97,499
$97,500 to $99,999
$100,000 to $102,499
$102,500 to $104,999
$105,000 to $107,499
$107,500 to $109,999
$110,000 to $112,499
$112,500 to $114,999
$115,000 to $117,499
$117,500 to $119,999
$120,000 to $122,499
$122,500 to $124,999
$125,000 to $127,499
$127,500 to $129,999
$130,000 to $132,499
$132,500 to $134,999
$135,000 to $137,499
$137,500 to $139,999
$140,000 to $142,499
$142,500 to $144,999
$145,000 to $147,499
$147,500 to $149,999
$150,000 to $152,499
$152,500 to $154,999
$155,000 to $157,499
$157,500 to $159,999
$160,000 to $162,499
$162,500 to $164,999
$165,000 to $167,499
$167,500 to $169,999
$170,000 to $172,499
$172,500 to $174,999
$175,000 to $177,499
$177,500 to $179,999
$180,000 to $182,499
$182,500 to $184,999
$185,000 to $187,499
$187,500 to $189,999
$190,000 to $192,499
$192,500 to $194,999
$195,000 to $197,499
$197,500 to $199,999
$200,000 to $202,499
$202,500 to $204,999
$205,000 to $207,499
$207,500 to $209,999
$210,000 to $212,499
$212,500 to $214,999
$215,000 to $217,499
$217,500 to $219,999
$220,000 to $222,499
$222,500 to $224,999
$225,000 to $227,499
$227,500 to $229,999
$230,000 to $232,499
$232,500 to $234,999
$235,000 to $237,499
$237,500 to $239,999
$240,000 to $242,499
$242,500 to $244,999
$245,000 to $247,499
$247,500 to $249,999
$250,000 or more
Standard Distribution for Median Monthly Housing Costs:
[30 cells]
Less than $100
$100 to $149
$150 to $199
$200 to $249
$250 to $299
$300 to $349
$350 to $399
$400 to $449
$450 to $499
$500 to $549
$550 to $599
$600 to $649
$650 to $699
$700 to $749
$750 to $799
$800 to $899
$900 to $999
$1,000 to $1,249
$1,250 to $1,499
$1,500 to $1,749
$1,750 to $1,999
$2,000 to $2,499
$2,500 to $2,999
$3,000 to $3,499
$3,500 to $3,999
$4,000 to $4,499
$4,500 to $4,999
$5,000 to $5,499
$5,500 to $5,999
$6,000 or more
Standard Distribution for Median Real Estate Taxes Paid:
[14 data cells]
Less than $200
$200 to $299
$300 to $399
$400 to $599
$600 to $799
$800 to $999
$1,000 to $1,499
$1,500 to $1,999
$2,000 to $2,999
$3,000 to $3,999
$4,000 to $4,999
$5,000 to $7,499
$7,500 to $9,999
$10,000 or more
Standard Distribution for Median Rooms:
[14 data cells]
1 room
2 rooms
3 rooms
4 rooms
5 rooms
6 rooms
7 rooms
8 rooms
9 rooms
10 rooms
11 rooms
12 rooms
13 rooms
14 or more rooms
Standard Distribution for Median Selected Monthly Owner Costs/Median Selected Monthly Owner Costs by Mortgage Status (With a Mortgage):
[23 data cells]
Less than $100
$100 to $199
$200 to $299
$300 to $399
$400 to $499
$500 to $599
$600 to $699
$700 to $799
$800 to $899
$900 to $999
$1,000 to $1,249
$1,250 to $1,499
$1,500 to $1,749
$1,750 to $1,999
$2,000 to $2,499
$2,500 to $2,999
$3,000 to $3,499
$3,500 to $3,999
$4,000 to $4,499
$4,500 to $4,999
$5,000 to $5,499
$5,500 to $5,999
$6,000 or more
Standard Distribution for Median Selected Monthly Owner Costs by Mortgage Status (Without a Mortgage):
[17 data cells]
Less than $100
$100 to $149
$150 to $199
$200 to $249
$250 to $299
$300 to $349
$350 to $399
$400 to $499
$500 to $599
$600 to $699
$700 to $799
$800 to $899
$900 to $999
$1,000 to $1,249
$1,250 to $1,499
$1,500 to $1,999
$2,000 or more
Standard Distribution for Median Selected Monthly Owner Costs as a Percentage of Household Income by Mortgage Status:
[13 data cells]
Less than 10.0 percent
10.0 to 14.9 percent
15.0 to 19.9 percent
20.0 to 24.9 percent
25.0 to 29.9 percent
30.0 to 34.9 percent
35.0 to 39.9 percent
40.0 to 49.9 percent
50.0 to 59.9 percent
60.0 to 69.9 percent
70.0 to 79.9 percent
80.0 to 89.9 percent
90.0 percent or more
Standard Distribution for Median Total Mortgage Payment:
[21 data cells]
Less than $100
$100 to $199
$200 to $299
$300 to $399
$400 to $499
$500 to $599
$600 to $699
$700 to $799
$800 to $899
$900 to $999
$1,000 to $1,249
$1,250 to $1,499
$1,500 to $1,749
$1,750 to $1,999
$2,000 to $2,499
$2,500 to $2,999
$3,000 to $3,499
$3,500 to $3,999
$4,000 to $4,499
$4,500 to $4,999
$5,000 or more
Standard Distribution for Median Usual Hours Worked Per Week Worked in the Past 12 Months:
[9 data cells]
Usually worked 50 to 99 hours per week
Usually worked 45 to 49 hours per week
Usually worked 41 to 44 hours per week
Usually worked 40 hours per week
Usually worked 35 to 39 hours per week
Usually worked 30 to 34 hours per week
Usually worked 25 to 29 hours per week
Usually worked 15 to 24 hours per week
Usually worked 1 to 14 hours per week
Standard Distribution for Median Value/Quartile Value/Price Asked:
[24 data cells]
Less than $10,000
$10,000 to $14,999
$15,000 to $19,999
$20,000 to $24,999
$25,000 to $29,999
$30,000 to $34,999
$35,000 to $39,999
$40,000 to $49,999
$50,000 to $59,999
$60,000 to $69,999
$70,000 to $79,999
$80,000 to $89,999
$90,000 to $99,999
$100,000 to $124,999
$125,000 to $149,999
$150,000 to $174,999
$175,000 to $199,999
$200,000 to $249,999
$250,000 to $299,999
$300,000 to $399,999
$400,000 to $499,999
$500,000 to $749,999
$750,000 to $999,999
$1,000,000 or more
Standard Distribution for Median Vehicles Available:
[6 data cells]
No vehicle available
1 vehicle available
2 vehicles available
3 vehicles available
4 vehicles available
5 or more vehicles available
Standard Distribution for Median Year Householder Moved Into Unit:
[13 data cells]
Moved in 2010
Moved in 2009
Moved in 2008
Moved in 2007
Moved in 2006
Moved in 2005
Moved in 2004
Moved in 2003
Moved in 2002
Moved in 2001
Moved in 2000
Moved in 1990 to 1999
Moved in 1980 to 1989
Moved in 1970 to 1979
Moved in 1969 or earlier
Standard Distribution for Median Year Structure Built:
[16 data cells]
Built in 2010
Built in 2009
Built in 2008
Built in 2007
Built in 2006
Built in 2005
Built in 2004
Built in 2003
Built in 2002
Built in 2001
Built in 2000
Built 1990 to 1999
Built 1980 to 1989
Built 1970 to 1979
Built 1960 to 1969
Built 1950 to 1959
Built 1940 to 1949
Built 1939 or earlier

Excerpt from:	Social Explorer; U.S. Census Bureau; American Community Survey 2010 Summary File: Technical Documentation.
	ACS 2010-1yr Summary File: Technical Documentation -> Appendix A. Supplemental Documentation -> 2010 Subject Definitions -> Living Quarters -> Housing Variables -> Mortgage Status

Mortgage Status

The data on mortgage status were obtained from Housing Questions 19a and 20a in the 2010 American Community Survey. The questions were asked at owner-occupied units.

"Mortgage" refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans.

A mortgage is considered a first mortgage if it has prior claim over any other mortgage or if it is the only mortgage on the property. All other mortgages (second, third, etc.) are considered junior mortgages. A home equity loan is generally a junior mortgage. If no first mortgage is reported, but a junior mortgage or home equity loan is reported, then the loan is considered a first mortgage.

In most data products, the tabulations for "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income" usually are shown separately for units "with a mortgage" and for units "not mortgaged." The category "not mortgaged" is comprised of housing units owned free and clear of debt.

Mortgage status provides information on the cost of home ownership. When the data is used in conjunction with mortgage payment data, the information determines shelter costs for living quarters. These data can be use in the development of housing programs aimed to meet the needs of people at different economic levels. The data also serve to evaluate the magnitude of and to plan facilities for condominiums, which are becoming an important source of supply of new housing in many areas.

Question/Concept History

Since 1996, the American Community Survey questions have been the same.

Comparability

Data on mortgage status in the American Community Survey can be compared to previous ACS and Census 2000 mortgage status data. For Census 2000, tables for both total owner-occupied housing units and specified owner-occupied housing units were released, thus comparisons can be made only when comparing the same universes between the two data sets.

Excerpt from:	Social Explorer; U.S. Census Bureau; American Community Survey 2010 Summary File: Technical Documentation.
	ACS 2010-1yr Summary File: Technical Documentation -> Appendix A. Supplemental Documentation -> 2010 Subject Definitions -> Living Quarters -> Housing Variables -> Selected Monthly Owner Costs

Selected Monthly Owner Costs

The data on selected monthly owner costs were obtained from Housing Questions 11 and Questions 17 through 21 in the 2010 American Community Survey. The data were obtained for owner-occupied units. Selected monthly owner costs are the sum of payments for mortgages, deeds of trust, contracts to purchase, or similar debts on the property (including payments for the first mortgage, second mortgages, home equity loans, and other junior mortgages); real estate taxes; fire, hazard, and flood insurance on the property; utilities (electricity, gas, and water and sewer); and fuels (oil, coal, kerosene, wood, etc.). It also includes, where appropriate, the monthly condominium fee for condominiums (Question 13) and mobile home costs (Question 21) (installment loan payments, personal property taxes, site rent, registration fees, and license fees). Selected monthly owner costs were tabulated for all owner-occupied units, and usually are shown separately for units "with a mortgage" and for units "not mortgaged."

Selected monthly owner costs provide information on the monthly housing cost expenses for owners. When the data is used in conjunction with income data, the information offers an excellent measure of housing affordability and excessive shelter costs. The data also serve to aid in the development of housing programs to meet the needs of people at different economic levels.

Adjusting Selected Monthly Owner Costs for Inflation

To inflate selected monthly owner costs from previous years, the dollar values are inflated to the latest year's dollar values by multiplying by a factor equal to the average annual Consumer Price Index (CPI-U- RS) factor for the current year, divided by the average annual CPI-U-RS factor for the earlier/earliest year.

Median Selected Monthly Owner Costs

This measure divides the selected monthly owner costs distribution into two equal parts: one-half of the cases falling below the median selected monthly owner costs and one-half above the median. Medians are shown separately for units "with a mortgage" and for units "not mortgaged." Median selected monthly owner costs are computed on the basis of a standard distribution. (See the "Standard Distributions" section under "Appendix A.") Median selected monthly owner costs are rounded to the nearest whole dollar.

Question/Concept History

Since 1996, the American Community Survey questions have been the same. The American Community Survey collected the monthly cost of electricity and gas, and the 12-month cost of water and sewer. Since 2004, selected monthly owner costs has been shown for all owner-occupied housing units. In previous years (1996-2003), the question was shown only for specified owner-occupied housing units.

Comparability

Caution should be used when comparing selected monthly owner costs data between the American Community Survey and Census 2000. For Census 2000, tables for both total owner-occupied housing units and specified owner-occupied housing units were released, thus comparisons can be made only when comparing the same universes between the two data sets. Additionally, for Census 2000 tables with full distributions were released for total owner-occupied housing units but medians were not shown.

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