Data Dictionary: Census 2000
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Survey: Census 2000
Data Source: U.S. Census Bureau
Table: HCT46H. Aggregate Selected Monthly Owner Costs By Mortgage Status (Hispanic Or Latino Householder) [3]
Universe: Specified owner-occupied housing units with a householder who is Hispanic or Latino
Table Details
HCT46H. Aggregate Selected Monthly Owner Costs By Mortgage Status (Hispanic Or Latino Householder)
Universe: Specified owner-occupied housing units with a householder who is Hispanic or Latino
Relevant Documentation:
Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Aggregate selected monthly owner costs
Aggregate selected monthly owner costs are calculated by adding together all the selected monthly owner costs for occupied housing units in an area. Aggregate selected monthly owner costs are subject to rounding, which means that all cells in a matrix are rounded to the nearest hundred dollars. (For more information, see "Aggregate" under "Derived Measures".)

Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Mortgage Status
The data on mortgage status were obtained from answers to long-form questionnaire Items 47a and 48a, which were asked on a sample basis at owner-occupied housing units. "Mortgage" refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans.

A mortgage is considered a first mortgage if it has prior claim over any other mortgage or if it is the only mortgage on the property. All other mortgages, (second, third, etc.) are considered junior mortgages. A home equity loan is generally a junior mortgage. If no first mortgage is reported, but a junior mortgage or home equity loan is reported, then the loan is considered a first mortgage.

In most census data products, the tabulations for "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income in 1999" usually are shown separately for units "with a mortgage" and for units "not mortgaged." The category "not mortgaged" is comprised of housing units owned free and clear of debt.

Comparability
A question on mortgage status was included in the 1940 and 1950 censuses, but not in the 1960 and 1970 censuses. The item was reinstated in 1980 along with a separate question dealing with the existence of second or junior mortgages. In 1990, the mortgage status questions were asked of 1-family, owner-occupied housing units; mobile homes; and condominiums. In 1990, the answer categories for the second and junior mortgage question did not distinguish between a second mortgage and a home equity loan.

In Census 2000, the questions were asked at all owner-occupied housing units. In addition, the answer categories distinguished between a second mortgage and a home equity loan.

Excerpt from: Social Explorer, U.S. Census Bureau; 2000 Census of Population and Housing, Summary File 3: Technical Documentation, 2002.
 
Hispanic or Latino
The data on the Hispanic or Latino population, which was asked of all people, were derived from answers to long-form questionnaire Item 5, and short-form questionnaire Item 7. The terms "Spanish," "Hispanic origin," and "Latino" are used interchangeably. Some respondents identify with all three terms, while others may identify with only one of these three specific terms. Hispanics or Latinos who identify with the terms "Spanish," "Hispanic," or "Latino" are those who classify themselves in one of the specific Hispanic or Latino categories listed on the questionnaire - "Mexican," "Puerto Rican," or "Cuban" - as well as those who indicate that they are "other Spanish, Hispanic, or Latino." People who do not identify with one of the specific origins listed on the questionnaire but indicate that they are "other Spanish, Hispanic, or Latino" are those whose origins are from Spain, the Spanish-speaking countries of Central or South America, the Dominican Republic, or people identifying themselves generally as Spanish, Spanish-American, Hispanic, Hispano, Latino, and so on. All write-in responses to the "other Spanish/Hispanic/Latino" category were coded.

Origin can be viewed as the heritage, nationality group, lineage, or country of birth of the person or the person's parents or ancestors before their arrival in the United States. People who identify their origin as Spanish, Hispanic, or Latino may be of any race.

Some tabulations are shown by the origin of the householder. In all cases where the origin of households, families, or occupied housing units is classified as Spanish, Hispanic, or Latino, the origin of the householder is used. (For more information, see the discussion of householder under "Household Type and Relationship.")

If an individual could not provide a Hispanic origin response, their origin was assigned using specific rules of precedence of household relationship. For example, if origin was missing for a natural-born daughter in the household, then either the origin of the householder, another natural-born child, or the spouse of the householder was assigned. If Hispanic origin was not reported for anyone in the household, the origin of a householder in a previously processed household with the same race was assigned. This procedure is a variation of the general imputation procedures described in "Accuracy of the Data," and is similar to those used in 1990, except that for Census 2000, race and Spanish surnames were used to assist in assigning an origin. (For more information, see the "Comparability" section below.)

Comparability
There are two important changes to the Hispanic origin question for Census 2000. First, the sequence of the race and Hispanic origin questions for Census 2000 differs from that in 1990; in 1990, the race question preceded the Hispanic origin question. Testing prior to Census 2000 indicated that response to the Hispanic origin question could be improved by placing it before the race question without affecting the response to the race question. Second, there is an instruction preceding the Hispanic origin question indicating that respondents should answer both the Hispanic origin and the race questions. This instruction was added to give emphasis to the distinct concepts of the Hispanic origin and race questions and to emphasize the need for both pieces of information.

Furthermore, there has been a change in the processing of the Hispanic origin and race responses. In 1990, the Hispanic origin question and the race question had separate edits; therefore, although information may have been present on the questionnaire, it was not fully utilized due to the discrete nature of the edits. However, for Census 2000, there was a joint race and Hispanic origin edit which for example, made use of race responses in the Hispanic origin question to impute a race if none was given.