Data Dictionary: Census 1990
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Survey: Census 1990
Data Source: U.S. Census Bureau
Table: H7. Condominium Status By Tenure And Mortgage Status [11]
Universe: Occupied housing units
Table Details
H7. Condominium Status By Tenure And Mortgage Status
Universe: Occupied housing units
Variable Label
H007_001
H007_002
H007_003
H007_004
H007_005
H007_006
H007_007
H007_008
H007_009
H007_010
H007_011
Relevant Documentation:
Excerpt from: Social Explorer, U.S. Census Bureau; Census of Population and Housing, 1990: Summary Tape File 3 on CD-ROM [machine-readable data files] / prepared by the Bureau of the Census. Washington: The Bureau [producer and distributor], 1991.
 
Condominium Status
The data on condominium housing units were obtained from questionnaire item H18, which was asked on a sample basis at both occupied and vacant housing units. Condominium is a type of ownership that enables a person to own an apartment or house in a development of similarly owned units and to hold a common or joint ownership in some or all of the common areas and facilities such as land, roof, hallways, entrances, elevators, swimming pool, etc. Condominiums may be single-family houses as well as units in apartment buildings. A condominium unit need not be occupied by the owner to be counted as such. A unit classified as "mobile home or trailer" or "other" (see discussion under "Units in Structure") cannot be a condominium unit.

Limitation of the Data
Testing done prior to the 1980 and 1990 censuses indicated that the number of condominiums may be slightly overstated.

Comparability
In 1970, condominiums were grouped together with cooperative housing units, and the data were reported only for owner-occupied cooperatives and condominiums. Beginning in 1980, the census identified all condominium units and the data were shown for renter-occupied and vacant year-round condominiums as well as owner occupied. In 1970 and 1980, the question on condominiums was asked on a 100-percent basis. In 1990, it was asked on a sample basis.

Excerpt from: Social Explorer, U.S. Census Bureau; Census of Population and Housing, 1990: Summary Tape File 3 on CD-ROM [machine-readable data files] / prepared by the Bureau of the Census. Washington: The Bureau [producer and distributor], 1991.
 
Tenure
The data for tenure were obtained from questionnaire item H4, which was asked at all occupied housing units. All occupied housing units are classified as either owner occupied or renter occupied.

Owner Occupied
A housing unit is owner occupied if the owner or co-owner lives in the unit even if it is mortgaged or not fully paid for. The owner or co-owner must live in the unit and usually is the person listed in column 1 of the questionnaire. The unit is "Owned by you or someone in this household with a mortgage or loan" if it is being purchased with a mortgage or some other debt arrangement such as a deed of trust, trust deed, contract to purchase, land contract, or purchase agreement. The unit is also considered owned with a mortgage if it is built on leased land and there is a mortgage on the unit.

A housing unit is "Owned by you or someone in this household free and clear (without a mortgage)" if there is no mortgage or other similar debt on the house, apartment, or mobile home including units built on leased land if the unit is owned outright without a mortgage. Although owner-occupied units are divided between mortgaged and owned free and clear on the questionnaire, census data products containing 100-percent data show only total owner-occupied counts. More extensive mortgage information was collected on the long-form questionnaire and are shown in census products containing sample data. (For more information, see the discussion under "Mortgage Status.")

Renter Occupied
All occupied housing units which are not owner occupied, whether they are rented for cash rent or occupied without payment of cash rent, are classified as renter occupied. "No cash rent" units are separately identified in the rent tabulations. Such units are generally provided free by friends or relatives or in exchange for services such as resident manager, caretaker, minister, or tenant farmer. Housing units on military bases also are classified in the "No cash rent" category. "Rented for cash rent" includes units in continuing care, sometimes called life care arrangements. These arrangements usually involve a contract between one or more individuals and a health services provider guaranteeing the individual shelter, usually a house or apartment, and services, such as meals or transportation to shopping or recreation.

Comparability
Data on tenure have been collected since 1890. In 1970, the question on tenure also included a category for condominium and cooperative ownership. In 1980, condominium units and cooperatives were dropped from the tenure item, and since 1980, only condominium units are identified in a separate question. For 1990, the response categories were expanded to allow the respondent to report whether the unit was owned with a mortgage or free and clear (without a mortgage). The distinction between units owned with a mortgage and units owned free and clear was added in 1990 to improve the count of owner-occupied units. Research after the 1980 census indicated some respondents did not consider their units owned if they had a mortgage.

Excerpt from: Social Explorer, U.S. Census Bureau; Census of Population and Housing, 1990: Summary Tape File 3 on CD-ROM [machine-readable data files] / prepared by the Bureau of the Census. Washington: The Bureau [producer and distributor], 1991.
 
Mortgage Status
The data on mortgage status were obtained from questionnaire items H23a and H24a, which were asked at owner-occupied one-family houses, condominiums, and mobile homes. "Mortgage" refers to all forms of debt where the property is pledged as security for repayment of the debt. It includes such debt instruments as deeds of trust, trust deeds, contracts to purchase, land contracts, junior mortgages and home equity loans.

A mortgage is considered a first mortgage if it has prior claim over any other mortgage or if it is the only mortgage on the property. All other mortgages, (second, third, etc.) are considered junior mortgages. A home equity loan is generally a junior mortgage. If no first mortgage is reported, but a junior mortgage or home equity loan is reported, then the loan is considered a first mortgage.

In most census data products, the tabulations for "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income in 1989" usually are shown separately for units "with a mortgage" and for units "not mortgaged." The category "not mortgaged" is comprised of housing units owned free and clear of debt.

Comparability
A question on mortgage status was included in the 1940 and 1950 censuses, but not in the 1960 and 1970 censuses. The item was reinstated in 1980 along with a separate question dealing with the existence of second or junior mortgages. In 1980, the mortgage status questions were asked at owner-occupied one-family houses on less than 10 acres. Excluded were mobile homes, condominiums, houses with a business or medical office, houses on 10 or more acres, and housing units in multi-unit buildings. In 1990, the questions were asked of all one-family owner-occupied housing units, including houses on 10 or more acres. They were also asked at mobile homes, condominiums, and houses with a business or medical office.