Data Dictionary: Census 1980
you are here: choose a survey survey data set table variable details
Survey: Census 1980
Data Source: U.S. Census Bureau
Universe: Specified Owner Occupied Noncondominium Housing Units With Householder of Specified Races
Variable Details
T157. Race of Householder By Mortgage Status And Selected Monthly Owner Costs
Universe: Specified Owner Occupied Noncondominium Housing Units With Householder of Specified Races
Aggregation method:
Addition
Formula used to compute this variable:
#ReturnType oretval = new #ReturnType(); oretval = ORG_STF3:T135004; return oretval;
Variables used in the formula:
White: With a mortgage: $400 to $499
Relevant Documentation:
Excerpt from: Social Explorer; U.S. Census Bureau; Census of Population and Housing, 1980: Summary Tape File 3 [machine-readable data file] / conducted By the U.S. Bureau of the Census. Washington: Bureau of the Census [producer and distributor], 1982.
 
Race of Householder
In all cases where occupied housing units, households, or families are classified by race, the race of the householder, i.e., the person in column 1, is used (see Household Relationship for the definition of Householder). This item was determined on a complete-count basis.

Since some households include persons of more than one race, there may be minor differences in counts by race between (1) tabulations of "families by family size" or "households by persons in unit" where all persons regardless of their race are tallied according to tile race Of householder and (2) tabulations of "persons in families" or "persons in households" where all persons are counted according to their own race.

Historical comparability
Prior to 1980, the concept of race of household head" was used instead of race of householder. (See tile historical comparability for Household Relationship.) This change should not substantively affect the comparability of these data.

Excerpt from: Social Explorer; U.S. Census Bureau; Census of Population and Housing, 1980: Summary Tape File 3 [machine-readable data file] / conducted By the U.S. Bureau of the Census. Washington: Bureau of the Census [producer and distributor], 1982.
 
Mortgage Status
The existence of a mortgage, deed of trust, contract to purchase, or similar debt on the property. Land contracts, contracts for deed, and assumption agreements are included. This item was ascertained for owner-occupied one-family houses on less than 10 acres, without a commercial establishment or medical office on the property. Mobile homes or trailers and condominium units were also excluded. This item was asked on a sample basis.

Selected monthly owner costs are usually reported separately for units with a mortgage and for units not mortgaged (i.e., owned free and clear) since housing costs are quite different for the two groups.

Historical comparability
This item is new for 1980.

See also: "Owner Costs, Selected Monthly".

Excerpt from: Social Explorer; U.S. Census Bureau; Census of Population and Housing, 1980: Summary Tape File 3 [machine-readable data file] / conducted By the U.S. Bureau of the Census. Washington: Bureau of the Census [producer and distributor], 1982.
 
Owner Costs, Selected Monthly
The sum of payments for real estate taxes, fire and hazard insurance, utilities, fuels, and mortgage. These data are tabulated for "specified owner-occupied" units, i.e., one-family houses on less than 10 acres without a commercial establishment or medical office on the property. The data exclude owner-occupied condominiums, mobile homes, and trailers.

Only selected monthly owner costs are included, since payments for maintenance and repair are excluded. Selected monthly owner costs are presented in tabulations comparable to those for gross rent since they are both measures of shelter costs) albeit for different universes.

The components of selected monthly owner costs are payments for the following items, all asked on a sample basis:

Real estate taxes
The total amount of all real estate taxes payable on the entire property (land and buildings) last year. It includes State, local, and all other real estate taxes even if delinquent, unpaid, or paid by someone outside the household. Taxes are reported even if included in the mortgage payment. Not covered are payments on delinquent taxes due from earlier years.

Fire and hazard insurance
The annual premium for fire and hazard insurance on the property; that is, policies which protect the property and its contents against loss due to damage by fire, lightning, winds, hail, explosion, etc. Liability policies are included only if they are paid with fire and hazard premiums and the amounts for fire and hazard cannot be separated. Premiums are included even if paid by someone outside the household or remain unpaid.

Mortgages
The regular monthly amount (both principal and interest) required by the lender on mortgages (including second or junior mortgages), deed of trust, or similar debt on the property; or payments on a contract to purchase the property. Amounts are included even if the payments are delinquent, or paid by someone else. The amount includes everything paid to the lender or lenders, regardless of what is included. Separate parts of the question determine whether taxes and insurance are included in the payment to the lender so that it is possible to avoid counting these components twice in the computation of monthly owner costs.

Utilities and fuel
See the discussion under Energy Costs, Monthly Residential.

In the computation of selected monthly owner costs, annual figures for taxes, insurance, water and fuels (items where annual figures are usually more readily available than monthly figures) are divided by 12 to yield monthly figures.

Selected monthly owner costs are tabulated in a varying number of categories. Data are generally presented separately for units with a mortgage and units not mortgaged (i.e., owned free and clear) since the distribution of housing costs is quite different for the two groups. Basic record tapes preserve the dollar amounts for each of the component figures collected (e.g., mortgage payments, water payments). Public-use microdata samples also show dollar amounts, for components as well as tot31 selected monthly owner costs, although the amounts for real estate taxes and insurance premiums are combined into a single figure.

Selected Monthly Owner Costs As Percentage of Income

The ratio of selected monthly owner costs to household income in 1979) converted to percentage form. The data are tabulated for "specified owner occupied" units, i.e., one-family houses on less than 10 3cres without a commercial establishment or medical office on the property. The data exclude owner-occupied condominiums, mobile homes, and trailers.

Data are shown in terms of the number of housing units in categories such as "less than 20 percent," "20 to 24 percent," "25 to 34 percent," and "35 percent or more;" the data are generally cross classified by household income. Units occupied by households reporting no income or a net loss are included in the "not computed" category. This item was computed on a sample basis.
Limitations: Utility and fuel costs are frequently overestimated by respondents.

Historical comparability
None of the components of selected monthly owner costs have been collected in previous censuses. (Utility and fuel costs were collected in 1970, but only for renters.)