Data Dictionary: ACS 2011 (1-Year Estimates)
you are here: choose a survey survey data set table details
Data Source: U.S. Census Bureau
Table: B27021. Health Insurance Coverage Status And Type By Living Arrangement [53]
Universe: Universe: Civilian noninstitutionalized population
Table Details
B27021. Health Insurance Coverage Status And Type By Living Arrangement
Universe: Universe: Civilian noninstitutionalized population
Variable Label
B27021001
B27021002
B27021003
B27021004
B27021005
B27021006
B27021007
B27021008
B27021009
B27021010
B27021011
B27021012
B27021013
B27021014
B27021015
B27021016
B27021017
B27021018
B27021019
B27021020
B27021021
B27021022
B27021023
B27021024
B27021025
B27021026
B27021027
B27021028
B27021029
B27021030
B27021031
B27021032
B27021033
B27021034
B27021035
B27021036
B27021037
B27021038
B27021039
B27021040
B27021041
B27021042
B27021043
B27021044
B27021045
B27021046
B27021047
B27021048
B27021049
B27021050
B27021051
B27021052
B27021053
Relevant Documentation:
Excerpt from: Social Explorer; U.S. Census Bureau; American Community Survey 2011 Summary File: Technical Documentation.
 
Insurance for Fire, Hazard, and Flood
The data on fire, hazard, and flood insurance were obtained from Housing Question 18 in the 2011 American Community Survey. The question was asked of owner-occupied units. The statistics for this question refer to the annual premium for fire, hazard, and flood insurance on the property (land and buildings), that is, policies that protect the property and its contents against loss due to damage by fire, lightning, winds, hail, flood, explosion, and so on.

Liability policies are included only if they are paid with the fire, hazard, and flood insurance premiums and the amounts for fire, hazard, and flood cannot be separated. Premiums are reported even if they have not been paid or are paid by someone outside the household. When premiums are paid on other than a yearly basis, the premiums are converted to a yearly basis.

The payment for fire, hazard, and flood insurance is added to payments for real estate taxes, utilities, fuels, and mortgages (both first, second, home equity loans, and other junior mortgages) to derive "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income." These data provide information on the cost of home ownership and offer an excellent measure of housing affordability and excessive shelter costs.

A separate question (19d in the 2011 American Community Survey) determines whether insurance premiums are included in the mortgage payment to the lender(s). This makes it possible to avoid counting these premiums twice in the computations.
Median Fire, Hazard, and Flood Insurance
Median fire, hazard, and flood insurance divides the fire, hazard, and flood insurance distribution into two equal parts: one-half of the cases falling below the median fire, hazard, and flood insurance and one-half above the median. Median fire, hazard, and flood insurance is computed on the basis of a standard distribution (see the "Standard Distributions" section under "Appendix A.") Median fire, hazard, and flood insurance is rounded to the nearest whole dollar. (For more information on medians, see "Derived Measures.")

Question/Concept History
The American Community Survey questions have been the same since 1996.

Comparability
Data on fire, hazard, and flood insurance in the American Community Survey can be compared to previous ACS and Census 2000 fire, hazard, and flood insurance data.