Data Dictionary: ACS 2007 -- 2009 (3-Year Estimates)
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Data Source: U.S. Census Bureau
Table: B25095. Household Income By Selected Monthly Owner Costs As A Percentage Of Household Income In The Past 12 Months [57]
Universe: Owner-occupied housing units
Table Details
B25095. Household Income By Selected Monthly Owner Costs As A Percentage Of Household Income In The Past 12 Months
Universe: Owner-occupied housing units
Variable Label
B25095001
B25095002
B25095003
B25095004
B25095005
B25095006
B25095007
B25095008
B25095009
B25095010
B25095011
B25095012
B25095013
B25095014
B25095015
B25095016
B25095017
B25095018
B25095019
B25095020
B25095021
B25095022
B25095023
B25095024
B25095025
B25095026
B25095027
B25095028
B25095029
B25095030
B25095031
B25095032
B25095033
B25095034
B25095035
B25095036
B25095037
B25095038
B25095039
B25095040
B25095041
B25095042
B25095043
B25095044
B25095045
B25095046
B25095047
B25095048
B25095049
B25095050
B25095051
B25095052
B25095053
B25095054
B25095055
B25095056
B25095057
Relevant Documentation:
Excerpt from: Social Explorer; U.S. Census Bureau; American Community Survey 2007-2009 Summary File: Technical Documentation.
 
Income of Households
This includes the income of the householder and all other individuals 15 years old and over in the household, whether they are related to the householder or not. Because many households consist of only one person, average household income is usually less than average family income. Although the household income statistics cover the past 12 months, the characteristics of individuals and the composition of households refer to the time of interview. Thus, the income of the household does not include amounts received by individuals who were members of the household during all or part of the past 12 months if these individuals no longer resided in the household at the time of interview. Similarly, income amounts reported by individuals who did not reside in the household during the past 12 months but who were members of the household at the time of interview are included. However, the composition of most households was the same during the past 12 months as at the time of interview.

Selected Monthly Owner Costs as a Percentage of Household Income
The information on selected monthly owner costs as a percentage of household income is the computed ratio of selected monthly owner costs to monthly household income. The ratio was computed separately for each unit and rounded to the nearest whole percentage. The data are tabulated only for owner-occupied units.

Separate distributions are often shown for units "with a mortgage" and for units "not mortgaged." Units occupied by households reporting no income or a net loss are included in the ''not computed" category. (For more information, see the discussion under "Selected Monthly Owner Costs.")

Selected monthly owner costs as a percentage of household income provide information on the monthly housing cost expenses for owners. The information offers an excellent measure of housing affordability and excessive shelter costs. The data also serve to aid in the development of housing programs to meet the needs of people at different economic levels.

Median Selected Monthly Owner Costs as a Percentage of Household Income
This measure divides the selected monthly owner costs as a percentage of household income distribution into two equal parts: one-half of the cases falling below the median selected monthly owner costs as a percentage of household income and one-half above the median. Median selected monthly owner costs as a percentage of household income is computed on the basis of a standard distribution. (See the "Standard Distributions" section under "Appendix A".) Median selected monthly owner costs as a percentage of household income is rounded to the nearest tenth. (For more information on medians, see "Derived Measures".)

Comparability
Caution should be used when comparing selected monthly owner costs as a percentage of household income data between the American Community Survey and Census 2000. For Census 2000, tables for both total owner-occupied housing units and specified owner-occupied housing units were released, thus comparisons can be made only when comparing the same universes between the two data sets. Additionally, for Census 2000 tables with full distributions were released for total owner-occupied housing units but medians were not shown.