Data Dictionary: ACS 2006 -- 2008 (3-Year Estimates)
you are here: choose a survey survey data set table details
Data Source: U.S. Census Bureau
Table: B992521. Imputation Of Mortgage Status [3]
Universe: Universe: Owner-occupied housing units
Table Details
B992521. Imputation Of Mortgage Status
Universe: Universe: Owner-occupied housing units
Variable Label
B992521001
B992521002
B992521003
Relevant Documentation:
Excerpt from: Social Explorer; U.S. Census Bureau; American Community Survey 2006-2008 Summary File: Technical Documentation.
 
Imputation Rates
Missing data for a particular question or item is called item nonresponse. It occurs when a respondent fails to provide an answer to a required item. The ACS also considers invalid answers as item nonresponse. The Census Bureau uses imputation methods that either use rules to determine acceptable answers or use answers from similar housing units or people who provided the item information. One type of imputation, allocation, involves using statistical procedures, such as within-household or nearest neighbor matrices populated by donors, to impute for missing values.
Overall Person Characteristic Imputation Rate
This rate is calculated by adding together the weighted number of allocated items across a set of person characteristics, and dividing by the total weighted number of responses across the same set of characteristics.
Overall Housing Characteristic Imputation Rate
This rate is calculated by adding together the weighted number of allocated items across a set of household and housing unit characteristics, and dividing by the total weighted number of responses across the same set of characteristics. These rates give an overall picture of the rate of item nonresponse for a geographic area.

Excerpt from: Social Explorer; U.S. Census Bureau; American Community Survey 2006-2008 Summary File: Technical Documentation.
 
Mortgage Status
The data on mortgage status were obtained from Housing Questions 19a and 20a in the 2008 American Community Survey. The questions were asked at owner-occupied units. "Mortgage" refers to all forms of debt where the property is pledged as security for repayment of the debt, including deeds of trust; trust deeds; contracts to purchase; land contracts; junior mortgages; and home equity loans.

A mortgage is considered a first mortgage if it has prior claim over any other mortgage or if it is the only mortgage on the property. All other mortgages (second, third, etc.) are considered junior mortgages. A home equity loan is generally a junior mortgage. If no first mortgage is reported, but a junior mortgage or home equity loan is reported, then the loan is considered a first mortgage.

In most data products, the tabulations for "Selected Monthly Owner Costs" and "Selected Monthly Owner Costs as a Percentage of Household Income" usually are shown separately for units "with a mortgage" and for units "not mortgaged." The category "not mortgaged" is comprised of housing units owned free and clear of debt.
Question/Concept History
Since 1996, the American Community Survey questions have been the same.